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auto-finance

Looking for car finance? Mortgage Base Finance offers personalised auto loans, fast approvals, and expert advice for new, used, personal, or business vehicles across Australia. Drive away with confidence.

Auto Finance Made Simple


Smart Car Loans. Personalised Service. Fast Approvals.

Whether you're upgrading the family car, buying your first ute, or financing a vehicle for business use — getting the right auto loan matters. At Mortgage Base Finance, we help you secure competitive vehicle finance that’s structured to suit your lifestyle, your goals, and your cash flow.

Unlike banks that offer rigid car loan products, we work for you — not the lender. That means better options, less paperwork, and personalised support from start to finish.


How We Help You with Car Finance


✅ Access to a Wide Range of Lenders
We compare offers from a panel of trusted banks, credit unions, and specialist vehicle lenders to find the best fit — not just the lowest rate, but the right loan structure.

✅ New or Used Vehicles
Finance available for brand-new, demo, or second-hand cars — including dealer or private sales.

✅ Fast Pre-Approvals
Get pre-approved before you shop so you can negotiate with confidence, knowing your budget is sorted.

✅ Business Vehicle Finance
Need a vehicle for work? We offer chattel mortgages, hire purchase, or leasing options for sole traders, ABN holders, and companies.

✅ No Pressure. Just Advice.
We explain your options clearly, answer every question, and handle the paperwork so you don’t have to.


Your Auto Finance Options


We tailor your car finance based on your needs. Here are some of the key options:

  • Consumer Car Loan – Great for individuals buying a personal-use vehicle. Fixed rates, flexible terms.

  • Chattel Mortgage – Ideal for businesses. Full vehicle ownership from day one with potential tax benefits.

  • Hire Purchase / Leasing – Structured for business use with repayment flexibility.

  • Balloon Payment Options – Lower monthly repayments with a lump sum at the end (optional).

The Process

  1. Initial Chat – We get to know your budget, goals, and how the vehicle will be used.

  2. Loan Comparison – We compare lenders and find the best option for you.

  3. Pre-Approval – You’re issued a conditional approval so you can buy with confidence.

  4. Loan Finalisation – We liaise with the lender, finalise documents, and coordinate settlement.

  5. You Drive Away – We’ll make sure your car is financed quickly and efficiently, without the stress.

Why Choose Us for Your Vehicle Finance


At Mortgage Base Finance, we combine the service of a boutique broker with the reach of a nationwide lender panel. You’ll get transparent advice, loan options tailored to your situation, and a seamless experience from start to finish.

We’re not just mortgage brokers — we’re your long-term finance partner. When it comes to your car, home, or business, we’ve got you covered.


✅ Ready to Get Moving?


Let’s get you on the road. Book a free chat today and we’ll guide you through your best auto finance options — obligation-free.


👉 Book My Car Finance Call

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