commercial

Commercial Finance

Smart Lending for Growing Australian Businesses

From buying your first commercial premises to funding a major expansion, commercial finance plays a critical role in the success of any business. At Mortgage Base Finance, we specialise in securing strategic funding solutions for entrepreneurs, investors, and business owners across Australia.

We understand that commercial lending isn’t just about ticking boxes — it’s about understanding your business model, your cash flow, and your long-term goals. Whether you're looking for a straightforward loan or something more complex, we act as your expert negotiator, advisor, and partner throughout the process.

How We Help Commercial Clients

At Mortgage Base Finance, we work with clients from all industries — retail, hospitality, manufacturing, healthcare, property development, logistics, and more. We support:

• Commercial Property Purchases (offices, warehouses, shops, medical suites, etc.)

• Business Acquisition Loans

• Fit-Out and Renovation Finance

• Commercial Construction Loans

• Refinancing Existing Commercial Debt

• SMSF Loans for Commercial Property

• Cash Flow and Working Capital Finance

• Invoice/Trade/Equipment Finance

We also understand that no two commercial clients are alike — which is why we tailor every solution based on your business structure, credit strength, asset base, and growth plans.

Why Choose Us for Commercial Lending

✅ Tailored Strategy – We look beyond just the loan amount. We work with your accountant or financial advisor to ensure your lending is tax-efficient, scalable, and supports your broader business strategy.

✅ Access to Major and Specialist Lenders – From the big banks to specialist commercial lenders and private funders, we open doors that aren’t available via traditional retail channels.

✅ Smarter Structures – Whether you're borrowing under a company, trust, SMSF or partnership, we structure your loan to match your business operations and exit strategy.

✅ Negotiation Power – We know how to position your application, negotiate terms, and overcome barriers — even if your financials are complex, seasonal, or unusual.

✅ Ongoing Support – As your business evolves, so should your finance. We’re here for the long term, not just the loan.

The Process – What to Expect

1. Initial Consultation – We discuss your goals, business position, and timeline.

2. Document Review & Strategy Session – We review your financials, structure, and assess all viable funding pathways.

3. Lender Matching & Application – We compare products and present options with clear pros/cons.

4. Submission & Negotiation – We manage the application, negotiate with lenders, and resolve any hurdles along the way.

5. Settlement & Beyond – Once approved, we guide you through to settlement and remain on hand for future needs.

Let’s Make It Happen

Commercial finance doesn’t need to be hard. With the right broker, it becomes a strategic asset to help your business grow, scale, or diversify. Whether you’re purchasing property, acquiring a new business, or needing capital to expand — we’re here to help you do it smarter.

👉 Book Your Commercial Finance Discovery Call Today