investments

Investment Property Loans

Build Wealth Through Smart, Structured Property Finance

Whether you’re buying your first investment property or expanding a diversified portfolio, having the right lending strategy can mean the difference between average returns and long-term wealth creation. At Mortgage Base Finance, we help investors across Australia structure, secure, and scale their property investments with confidence.

Why Choose Us for Your Investment Lending?

At Mortgage Base Finance, we do more than just find a loan — we become your finance partner. Here’s what sets us apart:

✅ Strategic Loan Structuring – We help you choose between interest-only or principal-and-interest loans, fixed vs variable rates, and cross vs standalone securities — all aligned to your cash flow, tax planning, and long-term goals.

✅ Access to Investor-Friendly Lenders – From major banks to niche lenders, we know which institutions offer the best products for investment finance, including higher LVRs, flexible equity releases, and offset features.

✅ Equity Unlocking & Portfolio Growth – Already own a property? We can help you access your usable equity to fund your next investment — without disrupting your existing arrangements.

✅ Tailored for All Types of Investors – Whether you’re buying in a personal name, trust, SMSF, or company, we work with your accountant or adviser to ensure your finance aligns with your investment structure.

✅ Pre-Approval & Portfolio Reviews – We provide fast pre-approvals for time-sensitive purchases, and we offer free portfolio reviews to ensure your finance stays competitive as markets shift.

How It Works

1. Initial Strategy Call – We discuss your goals, income, and existing property position.

2. Loan Options & Scenarios – We provide tailored options based on your structure, serviceability, and desired outcomes.

3. Lender Match & Pre-Approval – We match you with the right lender and secure a pre-approval so you can make offers with confidence.

4. Application to Settlement – We manage the full process from submission through to settlement, liaising with your conveyancer and accountant.

5. Ongoing Support – We stay in your corner for future reviews, refinancing, or new purchases.

The Smart Investor’s Broker

With over a decade of experience helping Australians grow their wealth through property, we understand the numbers, the structures, and the strategy behind smart investing. You’ll get expert guidance, transparent advice, and a finance solution that supports your goals now and into the future.

👉 Book Your Free Investment Lending Strategy Call