first-home-buyer

First Home Buyer Finance

Expert Guidance into Your First Home – Stress-Free and Strategic

Buying your first home is a big step — and while it's exciting, it can also feel overwhelming. From navigating government schemes to understanding how much you can borrow, there’s a lot to take in.

At Mortgage Base Finance, we specialise in helping first home buyers across Australia take confident, well-informed steps toward property ownership. We don’t just compare rates — we provide strategy, support, and structure to help you make smart financial decisions from day one.

How We Help First Home Buyers

✅ Clear, Step-by-Step Support
We break down every stage of the buying process, from pre-approval to settlement, so you always know what’s next and what’s needed.

✅ Access to the Best Loan Options
With access to a wide panel of lenders, we help you compare not just interest rates, but policies, fees, and features — ensuring the loan suits your needs now and into the future.

✅ Government Grants & Schemes
We help you access all the support you’re eligible for, including:

• First Home Guarantee (no LMI with 5% deposit)

• First Home Owner Grant (FHOG)

• Stamp duty concessions

• Family Guarantee loans

✅ Low Deposit Options
Even if you don’t have a 20% deposit, we’ll explore options including lenders with as little as 5% down, parental guarantors, and non-bank alternatives.

✅ Budgeting & Borrowing Guidance
We help you understand your borrowing power, set a realistic budget, and avoid common first home traps like hidden fees, unsuitable loan terms, or finance declines.

Why Choose Mortgage Base Finance

You’re not just a number to us — you’re building your future.
At Mortgage Base Finance, we take the time to understand your unique goals and financial position, then guide you with clarity, empathy, and expertise. With over a decade of broking experience and hundreds of first home clients helped, we bring calm to what can feel like a chaotic process.

We’re here for the whole journey — not just the loan approval.

• ✅ Personal, boutique-style service

• ✅ Fast pre-approvals and upfront honesty

• ✅ No charge to you – our service is 100% broker-paid

• ✅ Nationwide support, local heart

Take the First Step Today

Your first home doesn’t have to be stressful — and you don’t have to figure it all out on your own. Whether you're just exploring your options or ready to apply, we’re here to help you make your move with confidence.

👉 Book your Free First Home Consultation

Let’s talk through your next step — no pressure, no jargon.